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February 06, 2012
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Accident News

 

There's The Cost Of The Vehicle Itself, Maintenance, Repairs, Fuel And Auto Insurance

Driving is a privilege, but it comes with a price tag. There's the cost of the vehicle itself, maintenance, repairs, fuel and auto insurance. Many states require you to carry a basic, minimum level of auto insurance. It's a way of sharing the risks of driving. You pay premiums to an insurance company for coverage. In return, your coverage will protect you against most financial losses that might otherwise be staggering.

Auto insurance is more than a matter of insuring your vehicle for loss or repairs after an accident. It is a financial safety net that can help you offset the cost of:

Bodily injuries to yourself or others

Lost wages due to injury

Benefits to survivors when an accident results in death

Lawsuits brought against you as the result of an accident

Repairs made to your car due to damage caused in an accident.

This Web site will guide you through some important decisions about your automobile insurance. How much coverage do you really need? How much liability insurance? Is there any way to save money on auto insurance? First, you'll need to know just what kinds of coverages are available. Many states require a basic liability coverage, but you must decide how much additional insurance you need. You select a package of insurance from standard types of coverage - a package that will protect you, your family, your vehicle and your assets. Your particular package could include:
Bodily Injury Liability

Property Damage Liability

Collision Coverage

Comprehensive Coverage

Medical Payments Coverage

Uninsured/Underinsured Motorist Protection

 

 

 

Contact our North Dakota Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

 

 
Did You Know?    
 
 
The Highest Number Of Traffic Accident Deaths In A Year Happened In California
In 2003, the highest number of fatal traffic accidents happened in the state of California, with a overwhelming 5,725 deaths due to auto accidents in one year.

 


  Newsroom  
 


There's The Cost Of The Vehicle
Driving is a privilege, but it comes with a price tag. There's the cost of the vehicle itself, maintenance, repairs, fuel and auto insurance. Many ...
Read more >


What to Do in Case of an Accident
Step 1If possible, stop your car in a safe and visible place. If the car cannot be moved, turn on the hazard lights. Turn off the ignition. Be...
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Investigation Was Unable To Uncover
Five weeks ago, I promised the People of Detroit and the citizens of Michigan, my office would conduct a thorough investigation into the allegation...
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More news >

 
 

Terms

 


Today's Terms

Exclusion

Definition:
A contractual provision in an insurance policy that denies coverage for certain perils, persons, property, or locations.

Deductible

Definition:
The amount of the loss which the insured is responsible to pay before benefits from the insurance policy are payable.

Total Loss

Definition:
An insurance company declares a vehicle a total loss when a claim exceeds the full value of the vehicle. Insurance companies typically take possession and obtain the title of such vehicles.

More Terms >

 

Resources

 


More Resources >

 

Hot Topics

 

  • DUI Car Accidents
  • Aggresive Driving
  • Catastrophic Injuries
  • Speeding Accidents

More Topics >

North Dakota Car Accident Lawyers

 
If you live in one of the following cities and have been in an auto accident you should contact an North Dakota Car Accident Lawyers as soon as possible:

  • Bismarck
  • Dickinson
  • Fargo
  • Grand Forks
  • Jamestown
  • Mandan
  • Minot
  • Wahpeton
  • West Fargo
  • Williston
  Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com


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